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Legal - Insurance - Estate

Estate

Do you have an up-to-date Will? If you don’t, please use this article as encouragement for you and your family.

Having a current Will assists in funeral arrangements, and estate settlement, by clearly stating who is responsible for final decisions as well as signing relevant documents. It is the best way to assure that your estate is handled according to your desires. In addition, a Will can make a great difference in the time and effort involved in the handling of the estate.

If a separation or divorce has fragmented your family, it is essential a new Will be created. Is your Will is older than 10 years, please review it as there may be updates needed?

Naming an executor is the first step. Your executor can be a family member, friend or someone like a lawyer. You can also have more than one person as long as the persons are at least 18 years old. Please note that a Power of Attorney (POA) is not the same as an executor. Don’t confuse the two!

A POA is the person responsible for your affairs while you are still alive. The role, and powers, of a POA dies with you! The executor then takes over and is responsible for settling your estate. The POA and executor can be the same person, they just have different responsibilities! Don’t keep the executor in the dark! And don’t, for heaven’s sake, keep the Will in a secret place!

It is suggested that you obtain legal advice on the array of different matters such as the disbursement or conversion of assets, changing of property deeds and titles, the disposition of bank accounts, stocks and bonds, and the disposition of business assets. If you do not have an attorney, it is suggested you find one.

Upon death, a Will may need to be probated. Probate is the legal procedure for the orderly distribution of an estate. In most cases, probating a Will is a simple process. Only in the instances where the Will is being contested or the deceased had numerous holdings will the action be more complex.

If there is no Will, the estate will be disposed of according to provincial laws. If you have assets, create a Will!

Documentation

It is really helpful if your papers are gathered together such as life insurance policies, real estate deeds, property insurance, tax information, pension plans, health insurance policies, savings plans, bank accounts, retirement accounts, credit accounts, safety deposit boxes and where to find the key, mortgages, stocks and bonds, investments, motor vehicle insurance and registration, credit card accounts and outstanding loans. The more prepared you, and your estate trustee (executor), are the easier the process following one’s death.

Insurance Information

Life insurance companies normally require only two forms to process a claim; (1) a statement of claim, and (2) a proof of death certificate from the funeral home. An insurance company may ask for a certified copy of the Medical Certificate of Death, stating medical cause of death. If this is the case, please contact us to help you through this process. Patience is required!

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Our Testimonials

What one thing could we have done better to improve your experience?
Nothing, we were very happy with services and support provided to our family. Well done. We really appreciated everything that was done for us and how well it was done.

Don MacDermid

Everything was done so professionally that I don’t think anything else could have been done.

Joy Pitman

You go above and beyond with your services and expertise and compassion.

Judy Charlton

You have succeeded in taking the sadness out of a funeral and made it into a celebration of life and remembrance, which we truly appreciated... Continue doing what you did for us. It was exceptional in every regard.

Marlowe Emke

Our law office often has had many estates involving families who have obtained funeral services from Nathan. He is regarded by my staff and myself as outstanding for his professional, pleasant, and efficient manner. We would highly recommend Rhody Family Funeral Home to anyone.

Ross McLean, McLean Lawyers

Dear Nathan, I cannot say thank you enough for everything you and the rest of the Rhody Family Funeral Home team done for our family with Mom's passing. From the moment you got to Mom's house your professionalism was second to none. You listened and read between the lines yet missed nothing, every little touch was simply perfect, you left nothing undone, your care and compassion to ensure our family made Mom proud one more time, and for that I am forever grateful. You took a very difficult time for us and made it as simple and stress free for us as humanly possible. Nathan you should be very proud of yourself and the rest of your team. You have definitely set the bar very high for any other funeral home in the province to follow. Again thank you

Sincerely, Deb and Doug

Nathan: Thank you so very much for all that you have done for my Mom and my family. Your friendship during this difficult time was truly heartfelt. You made us feel welcome and like a part of your family. The whole time we spoke both at the nursing home and then at your place was a very peaceful experience. Not once were we made to feel like we did not belong there. Your attention to detail in everything that all of us said shows in the story of my Dad’s life and the video. Where there were concerns, you set them all at ease. I so appreciate all that you did for my Mom in helping her take care of cancellations and notifications for my Dad. It set her mind at ease knowing that you were taking care of all of this for her. It set me at ease knowing that she would not have to deal with the frustrations that sometimes come in taking care of these things. You and your family have gone above and beyond in all that you have done for us and I am truly thankful. The warmth and caring went home with us that day. We knew that the right choice had been made in allowing you to take care of my Dad. Again, thank you.

Katie

Your services are respectful, accomodating and very professional. An excellent job done. Thank you.

Darren Goodayle

Our aunt & uncle were buried from a different funeral home and we noticed a huge difference in the funeral home services provided. Our mom and dad looked so natural (thank you!) while our aunt and uncle did not. Thank you Nathan, we can't begin to tell you how much we appreciate you and your staff this year!

Ann Legge, Patricia Tibbo & Jane Lembke

All the worlds a stage and all the men and women merely players." Rhody Family Funeral Home takes this and runs with it in an intricate and tasteful manner. The beautiful funeral home sets the stage to reflect the deceased's individual personality. Nathan's artistic ability is only surpassed by his compassion, sincerity and understanding. He goes above and beyond the required duties. His staff is second to none. Darlene Rhody soft spoken and sympathetic and Morris Emke gentlemanly and obliging. Pastor Terri-Ann is like no other with her comforting words of wisdom and encouragement and so compassionate. Her service was nothing short of beautiful. A very heartfelt thank you to Nathan and his staff for making an unpleasant experience bearable. And hats off to Rhody Family funeral home for sending dad -Ross Hammond off in the fashion he deserved. From my mom and my siblings our sincerest gratitude.

Nancy Nickel

Personnel, facilities, advise & support all exceeded our expectations - it helped to communicate details by email. In particular, both Nathan and Terri-Ann did an excellent job! I was surpised at the after service documentation - all details well organized.

Larry Bell

Nathan and staff were kind and helpful throughout the process. They really went above and beyond to make the experience as positive as possible.

Amy Stephen

Everything was great - many great comments made about the story alone on Pearl's life and we sent copies to people who could not attend - a very nice addition.

Family of Pearl Stephen

Our experience was amazing under the circumstances. Your services were perfect. You went above and beyond our expectations. You are very caring, compassionate and professional in your approach. You create a very therapeutic environment.

Elmer Ward

"Dear Nathan, your many caring and creative touches from the notice to the burial in the days following Catharine's (McKeeman) passing meant so much to all of us. You honoured her life in so many meaningful ways. Your compassion and celebration of her life will always be remembered by all those Catharine held dear."

Ian Campbell, Catharine's Brother

“Nathan, you did an absolutely amazing job. People give us compliments about everything from the life story to the beautiful, elaborate displays at the visitation. I tell everyone it was you. All the surprises - the cookies, the recipe cards, the signing picture - all amazing!”

Kim and Alan Grant

“Staff were professional and friendly.”

“Exceptional service.”

Lawrence and Heather Lamarche

“Nathan, you present yourself very well. Facilities were all that could be expected.”

“I would recommend your funeral home to everyone. Nathan’s ability to put you at ease, with a caring attitude is super and very respectful!”

Carol Golem

“We were all very impressed.”

Roberta Godwin

“Dear Nathan - You did a good job. Thank-you for all your help and all the information you obtained for me."

Gloria Albright

“Your sense of humour was a plus! You and your staff clearly have a calling for the work that you do. We all felt that we were in good hands throughout the entire process…. Nathan, thank you for everything. You made things easy for us, as we felt like we were working on Dad’s arrangements with family. We gave Dad a great send off and thank you and your staff for being a part of it.”

Deborah Hart

“Letters cancelling Gov’t services was a great help and was very much appreciated.”

William & Loraine Patterson

“You did everything really well. All needs were met and then some.… We received positive comments on the stationary. Great keep sakes. The book and slideshow were beautiful.”

Elaine King

“We had no concerns- worries, nothing, but confidence in the staff – we knew exactly how everything would happen and when - it was so nice not to have to concern ourselves with anything.”

Rebecca Becker

"I don't think there is anything more you or your staff could do."

Bernice Frook

"No improvement needed. We were pleased with everything."

Susan Taylor

“I would not have changed anything. Thanks very much – Nathan and staff.”

“New renovations are very inviting and warm. All your new cards and books are very heart warming and keepsakes.”

Valerie Long

"Staff were outstanding. Overall, it was great. Everything was perfect."

Susan Laver

“Staff is exceptional!... All needs were met.”

“Service was beyond expectations… Already recommended to various people.”

Steve Thomson

“Could not have been more useful – very satisfied! I would highly recommend Rhody Family. Thank you ever so much for your professionalism and expertise.”

Dave Hillier

“Honestly, you and your staff made this time in my life the best it could be and were extremely helpful, respectful, professional and accommodating to my needs and my family’s needs, especially providing me with a space to feed [my child] if needed. Thank you for everything”

Olivia Strucke

“Everything was perfect; it’s always nice to have lots of options.”

Kevin Dailey

“Thank you for all your empathy, compassion and professionalism. Our family… is very grateful that we chose Rhody Family Funeral Home to look after our loved one.”

Siobhan Bell

“Your services were excellent. Thank you again.”

Debbie Eidt

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